32 UNITS OF FUNDS

OFI FUND - RS ACT4 POSITIVE ECONOMY F C EUR|LU1209226619
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -22,73%
1 YEAR
as of 22/09/2022
  • -18,31%
5 YEARS
as of 22/09/2022
  • 22,05%
SINCE INCEPTION
as of 22/09/2022
  • 31,02%
SRRI*
NAV as of 22/09/2022
13 101,64 €
OFI FUND - RS ACT4 POSITIVE ECONOMY GI EUR|LU1753039285
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -22,96%
1 YEAR
as of 22/09/2022
  • -18,65%
3 YEARS
as of 22/09/2022
  • 20,63%
SINCE INCEPTION
as of 22/09/2022
  • 16,12%
SRRI*
NAV as of 22/09/2022
11 611,56 €
OFI FUND - RS ACT4 POSITIVE ECONOMY GR EUR|LU1753039368
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -23,50%
1 YEAR
as of 22/09/2022
  • -19,44%
3 YEARS
as of 22/09/2022
  • 17,25%
SINCE INCEPTION
as of 22/09/2022
  • 11,14%
SRRI*
NAV as of 22/09/2022
111,14 €
OFI FUND - RS ACT4 POSITIVE ECONOMY I C EUR|LU1209226296
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -22,96%
1 YEAR
as of 22/09/2022
  • -18,64%
5 YEARS
as of 22/09/2022
  • 18,99%
SINCE INCEPTION
as of 22/09/2022
  • 28,13%
SRRI*
NAV as of 22/09/2022
12 812,85 €
OFI FUND - RS ACT4 POSITIVE ECONOMY I D EUR|LU1209226379
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -22,98%
1 YEAR
as of 22/09/2022
  • -18,66%
5 YEARS
as of 22/09/2022
  • 19,21%
SINCE INCEPTION
as of 22/09/2022
  • 26,74%
SRRI*
NAV as of 22/09/2022
11 546,52 €
OFI FUND - RS ACT4 POSITIVE ECONOMY I-C-EUR H|LU1956898065
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -22,52%
1 YEAR
as of 22/09/2022
  • -18,56%
3 YEARS
as of 22/09/2022
  • 14,56%
SINCE INCEPTION
as of 22/09/2022
  • 20,05%
SRRI*
NAV as of 22/09/2022
12 004,77 €
OFI FUND - RS ACT4 POSITIVE ECONOMY R C EUR|LU1209226023
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -23,48%
1 YEAR
as of 22/09/2022
  • -19,40%
5 YEARS
as of 22/09/2022
  • 14,29%
SINCE INCEPTION
as of 22/09/2022
  • 18,92%
SRRI*
NAV as of 22/09/2022
118,92 €
OFI FUND - RS ACT4 POSITIVE ECONOMY RF EUR C|LU1800172758
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
FNG Label 3 stars SRI Label
YTD
as of 22/09/2022
  • -23,04%
1 YEAR
as of 22/09/2022
  • -18,76%
3 YEARS
as of 22/09/2022
  • 14,95%
SINCE INCEPTION
as of 22/09/2022
  • 31,66%
SRRI*
NAV as of 22/09/2022
131,66 €
OFI FUND - RS ACT4 SOCIAL IMPACT F C EUR|LU1209227344
Equities |All Cap |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
SRI Label
YTD
as of 22/09/2022
  • -20,96%
1 YEAR
as of 22/09/2022
  • -18,42%
5 YEARS
as of 22/09/2022
  • 3,20%
SINCE INCEPTION
as of 22/09/2022
  • 12,91%
SRRI*
NAV as of 22/09/2022
11 290,73 €
OFI FUND - RS ACT4 SOCIAL IMPACT I C EUR|LU1209226882
Equities |All Cap |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
SRI Label
YTD
as of 22/09/2022
  • -21,10%
1 YEAR
as of 22/09/2022
  • -18,62%
5 YEARS
as of 22/09/2022
  • 1,72%
SINCE INCEPTION
as of 22/09/2022
  • 10,23%
SRRI*
NAV as of 22/09/2022
11 022,93 €
OFI FUND - RS ACT4 SOCIAL IMPACT R C EUR|LU1209226700
Equities |All Cap |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
SRI Label
YTD
as of 22/09/2022
  • -21,57%
1 YEAR
as of 22/09/2022
  • -19,30%
5 YEARS
as of 22/09/2022
  • -3,30%
SINCE INCEPTION
as of 22/09/2022
  • 2,56%
SRRI*
NAV as of 22/09/2022
102,56 €
OFI FUND - RS ACTIONS EUROPEENNES I C EUR|LU1209227690
Equities |Large |Euro
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
YTD
as of 22/09/2022
  • -24,20%
1 YEAR
as of 22/09/2022
  • -20,23%
5 YEARS
as of 22/09/2022
  • -14,66%
SINCE INCEPTION
as of 22/09/2022
  • -10,08%
SRRI*
NAV as of 22/09/2022
8 992,35 €
OFI FUND - RS ACTIONS EUROPEENNES I D EUR|LU1209227773
Equities |Large |Euro
According to the SFDR (Sustainable Finance Disclosure Regulation), this product has sustainable investment as its objective. Sustainable investment means an investment in an economic activity that contributes to an environmental or social objective, provided that the investment does not significantly impair an environmental or social objective and that the companies invested in follow good governance practices.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 9
YTD
as of 22/09/2022
  • -24,46%
1 YEAR
as of 22/09/2022
  • -20,51%
5 YEARS
as of 22/09/2022
  • -15,01%
SINCE INCEPTION
as of 22/09/2022
  • -10,39%
SRRI*
NAV as of 22/09/2022
7 399,77 €
OFI FUND - RS GLOBAL CONVERTIBLE BOND I C EUR |LU0336374540
Convertible Bonds |All |International
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -18,24%
1 YEAR
as of 22/09/2022
  • -19,37%
5 YEARS
as of 22/09/2022
  • 3,77%
SINCE INCEPTION
as of 22/09/2022
  • 31,12%
SRRI*
NAV as of 22/09/2022
65,56 €
OFI FUND - RS GLOBAL CONVERTIBLE BOND I EHD|LU1032517705
Convertible Bonds |All |International
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -18,23%
1 YEAR
as of 22/09/2022
  • -19,37%
5 YEARS
as of 22/09/2022
  • 3,73%
SINCE INCEPTION
as of 22/09/2022
  • 13,16%
SRRI*
NAV as of 22/09/2022
106,65 €
OFI FUND - RS GLOBAL CONVERTIBLE BOND R EUR |LU1688373130
Convertible Bonds |All |International
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -18,72%
1 YEAR
as of 22/09/2022
  • -20,01%
3 YEARS
as of 22/09/2022
  • 1,75%
SINCE INCEPTION
as of 22/09/2022
  • 0,90%
SRRI*
NAV as of 22/09/2022
100,90 €
OFI FUND - RS GLOBAL CONVERTIBLE BOND RF C EUR H|LU1800172675
Convertible Bonds |All |International
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -18,25%
1 YEAR
as of 22/09/2022
  • -19,38%
3 YEARS
as of 22/09/2022
  • 4,18%
SINCE INCEPTION
as of 22/09/2022
  • 7,76%
SRRI*
NAV as of 22/09/2022
107,76 €
OFI INVEST - RS US EQUITY PART H EUR|LU0329668023
Equities |All |United-States
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
YTD
as of 22/09/2022
  • -35,17%
1 YEAR
as of 22/09/2022
  • -35,51%
5 YEARS
as of 22/09/2022
  • 17,82%
SINCE INCEPTION
as of 22/09/2022
  • 80,34%
SRRI*
NAV as of 22/09/2022
90,17 €
OFI INVEST - RS ETHICAL EUROPEAN EQUITY PART I EUR|LU0185497350
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
Luxflag ESG Label
YTD
as of 22/09/2022
  • -24,31%
1 YEAR
as of 22/09/2022
  • -22,59%
5 YEARS
as of 22/09/2022
  • 8,28%
SINCE INCEPTION
as of 22/09/2022
  • 197,66%
SRRI*
NAV as of 22/09/2022
148,83 €
OFI INVEST - RS ETHICAL EUROPEAN EQUITY PART R EUR|LU0185496469
Equities |All |Europe
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
Luxflag ESG Label
YTD
as of 22/09/2022
  • -24,77%
1 YEAR
as of 22/09/2022
  • -23,28%
5 YEARS
as of 22/09/2022
  • 3,94%
SINCE INCEPTION
as of 22/09/2022
  • 59,92%
SRRI*
NAV as of 22/09/2022
79,96 €
OFI INVEST - RS GLOBAL EMERGING EQUITY PART I EUR|LU0286062228
Equities |All |Emerging markets / BRIC
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -16,16%
1 YEAR
as of 22/09/2022
  • -15,81%
5 YEARS
as of 22/09/2022
  • -11,38%
SINCE INCEPTION
as of 22/09/2022
  • 42,44%
SRRI*
NAV as of 22/09/2022
71,22 €
OFI INVEST - RS GLOBAL EMERGING EQUITY PART R EUR|LU0286061501
Equities |All |Emerging markets / BRIC
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -16,54%
1 YEAR
as of 22/09/2022
  • -16,34%
5 YEARS
as of 22/09/2022
  • -14,16%
SINCE INCEPTION
as of 22/09/2022
  • 28,96%
SRRI*
NAV as of 22/09/2022
64,48 €
OFI INVEST - RS US EQUITY PART I EUR|LU0185495818
Equities |All |United-States
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
YTD
as of 22/09/2022
  • -23,40%
1 YEAR
as of 22/09/2022
  • -20,77%
5 YEARS
as of 22/09/2022
  • 62,51%
SINCE INCEPTION
as of 22/09/2022
  • 283,74%
SRRI*
NAV as of 22/09/2022
191,87 €
OFI INVEST - RS US EQUITY PART I USD|LU0185496204
Equities |All |United-States
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
YTD
as of 22/09/2022
  • -33,64%
1 YEAR
as of 22/09/2022
  • -33,72%
5 YEARS
as of 22/09/2022
  • 33,34%
SINCE INCEPTION
as of 22/09/2022
  • 287,94%
SRRI*
NAV as of 22/09/2022
193,97 $
OFI INVEST - RS US EQUITY PART R EUR|LU0185495495
Equities |All |United-States
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
YTD
as of 22/09/2022
  • -23,87%
1 YEAR
as of 22/09/2022
  • -21,46%
5 YEARS
as of 22/09/2022
  • 56,11%
SINCE INCEPTION
as of 22/09/2022
  • 200,66%
SRRI*
NAV as of 22/09/2022
150,33 €
OFI INVEST - RS US EQUITY PART R USD|LU0185495735
Equities |All |United-States
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
YTD
as of 22/09/2022
  • -34,05%
1 YEAR
as of 22/09/2022
  • -34,31%
5 YEARS
as of 22/09/2022
  • 28,05%
SINCE INCEPTION
as of 22/09/2022
  • 204,38%
SRRI*
NAV as of 22/09/2022
152,98 $
SSI OFI HAN PART C EUR|LU0575320410
Equities |All |Emerging markets / China
YTD
as of 16/09/2022
  • -30,07%
1 YEAR
as of 16/09/2022
  • -27,67%
5 YEARS
as of 16/09/2022
  • -21,15%
SINCE INCEPTION
as of 16/09/2022
  • 12,56%
SRRI*
N/A
NAV as of 16/09/2022
56 281,35 €
SSP OFI RS GLOBAL EMERGING DEBT Class I-C-EUR|LU0574846324
Fixed Income |Aggregate |Emerging markets / Global
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label
YTD
as of 22/09/2022
  • -6,16%
1 YEAR
as of 22/09/2022
  • -8,31%
5 YEARS
as of 22/09/2022
  • -8,58%
SINCE INCEPTION
as of 22/09/2022
  • -4,59%
SRRI*
NAV as of 22/09/2022
95,41 €
SSP OFI RS GLOBAL EMERGING DEBT Class I-D-EUR|LU0955077192
Fixed Income |Aggregate |Emerging markets / Global
According to the SFDR (Sustainable Finance Disclosure Regulation), this product promotes environmental or social characteristics but does not aim at sustainable investment.
Investors should be aware and prepared to accept that, for those Funds which have a sustainable management process, this process is based on the use of a proprietary model to determine the ESG score. There is a risk that this model may not be efficient. The performance of these Funds may therefore be below the management objective.
Article 8
SRI Label

Performance history less than a year.

SRRI*
NAV as of 25/09/2022
0,00 €

* SRRI is an indicator going from 1 to 7 and corresponding to increasing risk levels. Risk and performance category indicated in this document is subject to change. This category is determined by the application of a regulatory methodology. For more details about this methodology, please refer to the Key investor information document (KIID).

SRRI
SRRI funds - OFI Asset Management

The performance figures cited herein cover past years. Past performances are not a reliable indicator of future performances.